Jewelry Insurance
Protect What Matters Most
Your jewelry represents some of the most meaningful moments of your life. Pearce Jewelers is proud to work with Jewelers Mutual Group, the only insurance company in the United States dedicated exclusively to jewelry, to help you keep it protected for years to come.
Why Jewelers Mutual
Coverage Built for Jewelry
Standard homeowners and renters insurance often falls short when it comes to jewelry. Coverage is frequently capped at low limits, and many common losses like mysterious disappearance, accidental damage, or loss while traveling are not covered at all.
Jewelers Mutual was founded in 1913 and has been protecting jewelry exclusively ever since. Their policies are written specifically for the unique risks that come with owning fine jewelry, which means fewer surprises if something ever goes wrong.
What Is Typically Covered
Comprehensive Protection
Theft
Coverage if your jewelry is stolen, whether at home, while traveling, or anywhere else in the world.
Accidental Loss
If a stone falls out of its setting or a piece simply goes missing, Jewelers Mutual covers mysterious disappearance.
Accidental Damage
Bent prongs, broken clasps, cracked stones, and other accidental damage are included in standard coverage.
Worldwide Coverage
Your jewelry travels with you. Coverage applies anywhere in the world, not just at your primary residence.
No Deductible Options
Many Jewelers Mutual policies are available with a zero deductible option, so you are not out of pocket at claim time.
Agreed Value
Your piece is insured for its full agreed value, so you receive what it is actually worth, not a depreciated amount.
Coverage details and terms vary by policy. Speak with a Jewelers Mutual representative for full details.
Before You Insure
Start with a Professional Appraisal
An up-to-date jewelry appraisal is the foundation of any insurance policy. It establishes the documented value of your piece and gives your insurer the information they need to cover it properly. Our GIA-certified team provides professional appraisals right here in our West Lebanon showroom. We recommend updating your appraisal every three to five years to reflect current market values.
Learn About Our Appraisal ServicesReady to get your jewelry insured? Ask our team about Jewelers Mutual the next time you visit. We are happy to point you in the right direction and help you get started.
Tuesday through Friday 10am to 6pm • Saturday 10am to 4pm
200 South Main Street, West Lebanon, NH