/* ============================================================
   PEARCE JEWELERS — FINANCING PAGE
   Scope: .pj-financing
   Paste into: Punchmark Site Manager > Design > Theme Settings > Global CSS
   Do not paste into the page editor.
   ============================================================ */

.pj-financing {
    max-width: 1100px;
    margin: 0 auto;
    padding: 60px 24px;
    font-family: inherit;
    color: #1a1a1a;
}

/* INTRO */
.pj-financing .pj-fin-intro {
    text-align: center;
    max-width: 680px;
    margin: 0 auto 64px;
}

.pj-financing .pj-fin-eyebrow {
    font-size: 0.75rem;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: #B09A72;
    margin-bottom: 12px;
    font-weight: 600;
}

.pj-financing .pj-fin-heading {
    font-size: 2.4rem;
    color: #022658;
    margin-bottom: 20px;
    font-weight: 400;
    line-height: 1.15;
}

.pj-financing .pj-fin-subhead {
    font-size: 1rem;
    color: #1a1a1a;
    line-height: 1.75;
    margin: 0;
}

/* GRID */
.pj-financing .pj-fin-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
    margin-bottom: 60px;
}

@media (max-width: 900px) {
    .pj-financing .pj-fin-grid {
        grid-template-columns: 1fr;
        max-width: 540px;
        margin-left: auto;
        margin-right: auto;
    }
}

/* CARDS */
.pj-financing .pj-fin-card {
    background: #F7F4EF;
    border: 1px solid #e4e0d8;
    display: flex;
    flex-direction: column;
}

.pj-financing .pj-fin-card-accent {
    height: 4px;
    background: #022658;
    width: 100%;
}

.pj-financing .pj-fin-card-body {
    padding: 32px 28px 36px;
    display: flex;
    flex-direction: column;
    flex: 1;
}

.pj-financing .pj-fin-card-label {
    font-size: 0.7rem;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: #B09A72;
    font-weight: 600;
    margin-bottom: 10px;
}

.pj-financing .pj-fin-card-title {
    font-size: 1.25rem;
    color: #022658;
    font-weight: 500;
    margin-bottom: 16px;
    line-height: 1.3;
}

.pj-financing .pj-fin-card-text {
    font-size: 0.95rem;
    color: #1a1a1a;
    line-height: 1.75;
    flex: 1;
    margin-bottom: 20px;
}

.pj-financing .pj-fin-card-note {
    font-size: 0.78rem;
    color: #888;
    letter-spacing: 0.04em;
    border-top: 1px solid #ddd9d0;
    padding-top: 14px;
    margin: 0;
}

/* CTA BAR */
.pj-financing .pj-fin-cta {
    text-align: center;
    border-top: 1px solid #ddd9d0;
    padding-top: 48px;
}

.pj-financing .pj-fin-cta-text {
    font-size: 1rem;
    color: #1a1a1a;
    line-height: 1.75;
    max-width: 600px;
    margin: 0 auto 20px;
}

.pj-financing .pj-fin-cta-hours {
    font-size: 0.82rem;
    color: #B09A72;
    letter-spacing: 0.06em;
    line-height: 1.9;
    margin: 0;
}


/* ============================================================
   PEARCE JEWELERS — JEWELERS MUTUAL PAGE
   Scope: .pj-jm
   ============================================================ */

.pj-jm {
    max-width: 1100px;
    margin: 0 auto;
    padding: 60px 24px;
    font-family: inherit;
    color: #1a1a1a;
}

/* SHARED UTILITIES */
.pj-jm .pj-jm-eyebrow {
    font-size: 0.75rem;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: #B09A72;
    font-weight: 600;
    margin-bottom: 12px;
}

.pj-jm .pj-jm-body {
    font-size: 0.97rem;
    line-height: 1.8;
    color: #1a1a1a;
    margin-bottom: 16px;
}

.pj-jm .pj-jm-center {
    text-align: center;
}

/* INTRO */
.pj-jm .pj-jm-intro {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 70px;
}

.pj-jm .pj-jm-heading {
    font-size: 2.4rem;
    color: #022658;
    font-weight: 400;
    line-height: 1.15;
    margin-bottom: 20px;
}

.pj-jm .pj-jm-subhead {
    font-size: 1rem;
    color: #1a1a1a;
    line-height: 1.8;
    margin: 0;
}

/* SPLIT SECTION */
.pj-jm .pj-jm-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    margin-bottom: 80px;
}

@media (max-width: 768px) {
    .pj-jm .pj-jm-split {
        grid-template-columns: 1fr;
        gap: 32px;
    }
}

.pj-jm .pj-jm-image-placeholder {
    display: none;
}

.pj-jm .pj-jm-split-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.pj-jm .pj-jm-split-content .pj-jm-section-label {
    font-size: 0.75rem;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: #B09A72;
    font-weight: 600;
    margin-bottom: 12px;
}

.pj-jm .pj-jm-section-heading {
    font-size: 1.6rem;
    color: #022658;
    font-weight: 400;
    line-height: 1.25;
    margin-bottom: 24px;
}

/* COVERAGE GRID */
.pj-jm .pj-jm-coverage {
    background: #F7F4EF;
    padding: 60px 48px;
    margin-bottom: 0;
}

@media (max-width: 600px) {
    .pj-jm .pj-jm-coverage {
        padding: 40px 24px;
    }
}

.pj-jm .pj-jm-coverage .pj-jm-eyebrow {
    text-align: center;
}

.pj-jm .pj-jm-coverage-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-top: 40px;
    margin-bottom: 32px;
}

@media (max-width: 900px) {
    .pj-jm .pj-jm-coverage-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 540px) {
    .pj-jm .pj-jm-coverage-grid {
        grid-template-columns: 1fr;
    }
}

.pj-jm .pj-jm-coverage-item {
    padding-top: 16px;
    border-top: 2px solid #022658;
}

.pj-jm .pj-jm-coverage-bar {
    display: none;
}

.pj-jm .pj-jm-coverage-title {
    font-size: 0.95rem;
    font-weight: 600;
    color: #022658;
    margin-bottom: 8px;
    letter-spacing: 0.02em;
}

.pj-jm .pj-jm-coverage-text {
    font-size: 0.9rem;
    color: #1a1a1a;
    line-height: 1.7;
    margin: 0;
}

.pj-jm .pj-jm-coverage-disclaimer {
    font-size: 0.78rem;
    color: #888;
    text-align: center;
    margin: 0;
    letter-spacing: 0.03em;
}

/* APPRAISAL BAND */
.pj-jm .pj-jm-appraisal {
    background: #022658;
    padding: 64px 48px;
    margin-bottom: 0;
}

@media (max-width: 600px) {
    .pj-jm .pj-jm-appraisal {
        padding: 48px 24px;
    }
}

.pj-jm .pj-jm-appraisal-inner {
    max-width: 700px;
    margin: 0 auto;
    text-align: center;
}

.pj-jm .pj-jm-light {
    color: #B09A72;
}

.pj-jm .pj-jm-light-heading {
    color: #ffffff;
    font-size: 1.6rem;
    font-weight: 400;
    margin-bottom: 20px;
}

.pj-jm .pj-jm-appraisal-body {
    font-size: 0.97rem;
    color: #d8d4cc;
    line-height: 1.8;
    margin-bottom: 28px;
}

.pj-jm .pj-jm-appraisal-link {
    display: inline-block;
    font-size: 0.82rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: #B09A72;
    border-bottom: 1px solid #B09A72;
    padding-bottom: 3px;
    text-decoration: none;
    transition: opacity 0.2s ease;
}

.pj-jm .pj-jm-appraisal-link:hover {
    opacity: 0.7;
    text-decoration: none;
}

/* CTA */
.pj-jm .pj-jm-cta {
    text-align: center;
    border-top: 1px solid #ddd9d0;
    padding-top: 52px;
    margin-top: 60px;
}

.pj-jm .pj-jm-cta-text {
    font-size: 1rem;
    color: #1a1a1a;
    line-height: 1.8;
    max-width: 620px;
    margin: 0 auto 20px;
}

.pj-jm .pj-jm-cta-hours {
    font-size: 0.82rem;
    color: #B09A72;
    letter-spacing: 0.06em;
    line-height: 1.9;
    margin: 0;
}